First Choice Community Bank 1874, Senoia, Georgia

And affiliate

First Choice Community Bank, Dallas, Georgia

First Choice Community Bank and its affiliated companies care about you and place a high priority on protecting the privacy of your financial information. We take a wide variety of precautionary measures throughout the bank to safeguard the confidentiality of your personal and financial information.

We also want to ensure that you receive all the information you may need to maximize the benefits you receive from your financial relationship with us. But above all, we want you to know that we do not sell any of your personal information to anyone, nor do we allow any third party we do business with to sell this information.

Please read the following for details.

INFORMATION WE COLLECT ABOUT YOU

We collect information necessary to deliver quality products and services to our customers. We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms.
Information about your transactions with our affiliates, others, or us.
Information we receive from a consumer-reporting agency.

Categories of

Nonpublic Personal Information We May Disclose

From time to time, we may provide information to reputable companies who help deliver our services to you or inform you about financial products and services. We only provide them with information that we believe is necessary to fulfill their responsibilities or to provide a financial service to you. These companies are prevented by legal agreement from using this information for their own purposes or selling this information to others.

We may disclose the following kinds of nonpublic personal information about you:

Information we receive from you on applications or other forms, such as your name, address, social security number, phone number, assets and income.
Information about your transactions with our affiliates, others, or us such as your account balance, payment history, parties to transactions, and credit card usage.
Information we receive from a consumer-reporting agency, such as your creditworthiness and credit history.

Nonpublic Personal Information and Affiliates

We may disclose nonpublic personal information that we collect about you, as described above, to our affiliate banks in order to provide you with better service and information about financial products that may interest you. For example, we may disclose transaction and account experience information about you to our banking affiliates such as name, address, account balances, account activity, types of accounts, payment history, deposit history, and parties to the transaction. However, we do not disclose nonpublic personal information obtained from credit reports to our affiliates unless it is in response to your request.

Nonpublic Personal Information and Nonaffiliated Third Parties

We are permitted under law to disclose all of the nonpublic information that we collect about you, as described above, to nonaffiliated third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to nonaffiliated third parties in order to offer or support a product or service that you have requested or that you already have with us. We may also disclose nonpublic personal information about you to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose nonpublic personal information about you to nonaffiliated third parties to assist us in maintaining or servicing your loan or account with us. In all of these cases when we share this information with nonaffiliated third parties, we have confidentiality agreements with such parties that prohibit them from using customer information in any way other than as we direct. We may also disclose nonpublic personal information about you as legally required, such as to governmental entities and others in response to subpoenas. We may also disclose nonpublic personal information about you to credit bureaus for credit reporting purposes.

DISCLOSURE OF INFORMATION ABOUT FORMER CUSTOMERS

If you terminate your relationship with First Choice Community Bank or its affiliates, we will not share information we have collected about you, except as may be permitted or required by law.

HOW TO LIMIT MARKETING FROM OTHERS

The National Do Not Call Registry gives you a choice about whether to receive telemarketing call at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at https://www.donotcall.gov/. You can register your home or mobile phone for free. Your registration will be effective for five years.

The Credit Reporting Industry Prescreening Opt Out gives you a choice about whether to receive mail or e-mail pre-approval credit solicitations. You can register by calling 888-567-8688 or visit optoutprescreen.com. You may also contact the Direct Marketing Association and request your information be placed on its do not contact lists. You must include your name, address, telephone number and signature with your request.

Mail Preference Service

Direct Marketing Association

P.O. Box 643

Carmel, NY 10512

ACCURACY OF INFORMATION

We strive to maintain complete and accurate information about you and your accounts. If you ever believe that our records contain inaccurate or incomplete information about you, please let us know immediately. We are committed to resolving any inaccuracies as quickly as possible.

Credit Reporting Agencies

If you believe we have reported inaccurate information about your account to any credit-reporting agency, please let us know in writing. Be sure to include your complete name, current address, Social Security Number, telephone number, account number, type of account, specific item of dispute and the reason you believe the information is wrong. Send your notice to: First Choice Community Bank, P.O. Drawer 369, Senoia, GA 30276. We will investigate your concern and correct any inaccuracies we find. We will inform you of any actions we take.

CONFIDENTIALITY & SECURITY

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

How You Can Help Protect Your Privacy

We recommend that you take the following precautions to guard against the disclosure and unauthorized use of your account and personal information:

Do not share your account information, passwords, user ID’s, PINs, code words or other confidential information with others.
Do not provide confidential information by telephone to unknown callers.
Do not provide confidential information online unless you initiated the contact, know the party with whom you are dealing, and provide the information through a secure channel.
When conducting business over the Internet, always use a secure browser, exit online applications as soon as you finish using them, and make sure you have virus protection and a firewall and update them regularly.
Protect and properly dispose of your account records.
Report lost or stolen checks, credit and debit cards immediately.

If you believe you are a victim of fraud or identity theft, please contact us at 770-505-5100 for assistance, which may include placing holds on your accounts.