If you believe you are a victim of fraud or identity theft, please contact us at 678-423-6900 for assistance.
| FACTS | WHAT DOES FIRST CHOICE COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION? |
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| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
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| How? | All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons First Choice Community Bank chooses to share; and whether you can limit this sharing. |
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Reasons we can share your personal information |
Does First Choice Community Bank share? |
Can you limit this sharing? |
For our everyday business purposes - such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
For our marketing pursposes - to offer our products and services to you |
Yes | No |
For joint marketing with other financial companies |
Yes | No |
For our affiliates' everyday business purposes - information about your transactions and experiences |
No | We don't share |
For our affiliates' everyday business purposes - information about your creditworthiness |
No | We don't share |
For nonaffiliates to market to you |
No | We don't share |
| Questions? | Call 678-423-6900 | |
| What we do | ||
How does First Choice Community Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
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How does First Choice Community Bank collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
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Why can't I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
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| Definitions | ||
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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According to the Federal Trade Commission, identity theft is the fastest-growing crime in the country. Our ability to feel safe is becoming more difficult with terrorism and crime on a steady increase.
The USA Patriot Act has paved the way for financial institutions to help prevent fraud, identity theft, and the spread of terrorism. It requires financial institutions to obtain more information from an individual or legal entity to help establish identity.
Your cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more forms of identification.
First Choice Community Bank (the Bank) respects the wishes of those customers and prospective customers who do not want to receive telephone solicitation calls from the Bank. The Bank maintains a list containing the telephone numbers and names (if provided) of those persons who have told the Bank that they do not want to receive telephone solicitation calls from the Bank. If you do not wish to receive solicitation calls from the Bank, you can ask us to place your telephone number on our Do Not Call list.
If you wish to be added to the Banks Do Not Call list, contact us in one of the following ways:
The request must provide the ten (10) digit telephone number that is not to be called and the persons name, if desired. Once a request has been made, the Bank will add the telephone number and name (if provided) to our Do Not Call list within thirty (30) days. The Bank will maintain the telephone number and name (if provided) on its Do Not Call list for five (5) years, unless a request is made by the person to have the number removed. If a persons telephone number changes, another request must be submitted to have the new number added to the Banks Do Not Call list.
Once your telephone number has been added to the Banks Do Not Call list, you may still be contacted for non-solicitation purposes. This type of contact could include surveys, billing resolution or other service related matters.
All employees that engage in outbound telephone solicitation are trained in this policy before they are allowed to place calls to consumers and subsequently on a periodic basis. Members of the Banks management team review this policy statement on a periodic basis.
The Bank intends to comply with all federal and state Do Not Call laws. If a consumer requests a copy of our Do Not Call policy, we will provide a copy via the United States Postal Service or by electronic mail. Any questions concerning the Banks Do Not Call list should be directed to:
Equal Housing
Lender