Select the right savings account for your personal needs:

	First Choice Savings*	Money Market Account**
Account Features	Earn interest with a competitive rate that adjusts to market conditions.	Interest is paid monthly Competitive rates and easy access to your money with the option to write checks. Transaction limitations apply.
Minimum Deposit to Open	$100	$1,000
Monthly Maintenance Fee	N/A	Avoid the $7 monthly maintenance fee with a $1,000 daily balance.

*Federal regulations limit the transactions allowed on this account. While there is no limit on the number of transactions made in person, other withdrawals and/or transfers are limited to six per month. Violations of these restrictions will result in closure of this account.

Additionally, there is an excessive withdrawal fee of $2 per transaction for all withdrawals or transfers in excess of six per quarter, regardless of if the transfer is made in person or by some other manner.

**Federal regulations limit the transactions allowed on this account. While there is no limit on the number of transactions made in person, other withdrawals and/or transfers are limited to six per month. Violations of these restrictions will result in closure of this account.

Additionally, there is an excessive withdrawal fee of $2 per transaction for all withdrawals or transfers in excess of six per statement cycle (month), regardless of if the transfer is made in person or by some other manner.

Select the right CD or IRA for your business needs:

	First Choice CDs	Add-On CD	IRAs
Account Features	Interest can be paid monthly, quarterly, semi-annually, annually or at maturity by check, or transferred to any other account you choose. CDs can be setup for automatic renewal for your convenience. Tiered interest rates.	You have the option to make a one-time withdrawal with no penalty. Interest can be paid monthly, quarterly, semi-annually, annually or at maturity by check, or transferred to any other account you choose. Earn more on your extra cash by making deposits as you like.	We offer Traditional IRAs, Roth IRAs and Education IRAs
Minimum Deposit to Open	$500	$100	$500
Terms	3, 6, 9, 12, 18, 24, 30, 36, 48 and 60 months	12 months	6,12, 18, 24, 30, 36, 48 and 60 months
Penalties	Penalty may be applied for early withdrawal.	Penalties for subsequent withdrawals may apply.	Penalty may be applied for early withdrawal.
If you have any questions or would like to get started opening an account today, please call or visit one of our local financial centers today.

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