Discover accounts at First Choice Community Bank that are flexible enough to serve you and your family through life's changing needs.

First Choice accounts are designed to earn you money, not cost you money - check out Free Interest Checking. We help you have greater control over your finances, and faster access to your financial information.

Do you have a question or concern, or the need for advice on financial options? Just ask - we're happy to help. At First Choice, a true community bank, you really will find banking that makes life easier.

• A true free checking account with unlimited check writing. There's no minimum balance required, and no monthly service fee.

• Use any ATM anywhere for free, up to eight transactions per month.

• Free Bill Pay for paying your bills online.

• Your first order of standard personalized checks is free.

• $100.00 minimum opening deposit.

• Why pay for a checking account when the checking account could pay you? Put your money to work, with free, unlimited check writing.

• Earn interest every day on account balances over $1,000. With a $1,000 average daily balance you'll avoid the monthly service fee.

• Use any ATM anywhere for free, up to eight transactions per month.

• Free Online Banking and Bill Pay.

• Balances over $10,000 earn a higher interest rate. Balances over $50,000 earn an even more attractive rate. Interest is paid monthly. Ask about today's rates.

• Your standard personalized checks are free.

• 25% discount on Safe Deposit Box rental.

• Receive bonus rates on First Choice CDs.

• $100.00 minimum opening deposit.

• If you're 50 or over, you'll receive an impressive premium interest rate on any balance, in a free checking account with unlimited check writing.

• Use any ATM anywhere for free, up to eight transactions per month.

• There's no minimum balance required, and never a monthly service fee.

• Free Bill Pay for paying your bills online, plus free cashiers checks.

• Your standard personalized checks are free.

• Receive bonus rates on First Choice CDs.

• $100 minimum opening deposit.

First Choice Savings

• Earn interest with a competitive rate that adjusts to market conditions.

• There's no monthly service fee, and up to six withdrawals or transfers are permitted per statement cycle.

• $100 minimum opening deposit.

• Interest is paid monthly. Watch your money grow!

• Balances over $10,000 earn a premium interest rate. Balances over $50,000 earn a super-premium rate. Ask about today's rates.

• With a $1,000 average daily balance you'll avoid the monthly service fee.

• Unlimited free withdrawals or transfers are permitted when made in person. Otherwise, six withdrawals or transfers are permitted per month, three of which may be payments by check to a third party or debit card, including point of sale.

• Your account is FDIC protected.

• $1,000 minimum opening deposit.

• The following terms are available: 6, 12, 18, 24, 36, 48, and 60 months. $500 minimum deposit.

• It's your choice: interest can be paid monthly, quarterly, semi-annually, annually or at maturity to the CD, or transferred to any other account you choose.

• Certificates can be set up for automatic renewal for your convenience.

• Penalty may be applied for early withdrawal.

• You have the option of a one-time change during the term of the CD to the Bank's current rate without penalty, or changing the original maturity date.

• 36-month term; $500 minimum deposit; interest paid quarterly.

• 12-month term; $100 minimum deposit; interest paid at maturity.

• Earn more on your extra cash by making deposits as you like.

• Option of a one-time withdrawal with no penalty.

Traditional IRA

• Your contributions to this retirement plan may be tax deductible from your current year's income.

• See a First Choice specialist about your various IRA options, including details, requirements and yearly contribution limits.

Roth IRA

• Let your savings grow tax-free. As you take money out during retirement, you'll pay no taxes on all the interest you've earned over the years. A very smart plan.

Education IRA

• College costs are on the rise. Make it easier to pay for your child's future college education with all the tax-free interest you'll earn in this account.

*Consult your tax advisor to assist you in selecting the IRA that best fits your needs and for eligibility.

Home Mortgages

• Get smart advice about money-saving mortgage options that make sense for your family, now and down the line. Ask about today's low rates.

Mortgage Refinancing

• A lower interest rate can mean lower payments, a shorter term, or available cash for home improvements.

Construction Loans

• Planning to build? Your contractor will be paid as construction progresses.

First Choice Personal Loans

• Get the cash you need for that new kitchen, a college education, or debt consolidation.

Automobile Loans

• At First Choice, you'll find competitive rates and terms you can live with.

Home Equity Line of Credit

• What if you could write your own loans, just by writing a check? A revolving credit line makes sense especially for growing families.

Personal Line of Credit

• For the ultimate in financial convenience, use the cash for whatever needs come up.

• All account holders at First Choice Community Bank can access their account information 24 hours a day by phone at 678-486-4962.

• Listen to all your account transactions, inquire about your direct deposit, transfer funds between accounts and even get our current interest rates.

• Bank in your home or at the office 24/7 via the Internet-free of charge.

• View and download account information, including statements from prior months.

• Transfer funds between accounts.

• Request stop payments.

• Save time, envelopes and stamps.

• Use it for free; no monthly fee on per bill charges.

• Set up recurring payments automatically.

• Feel confident that your money and information are safe and secure.

• Register online to get started.

• With a First Choice Check Card, you can make purchases anywhere MasterCard is honored and the money is automatically deducted from your checking account. Looks like a credit card, and works like a check. There's no annual fee or per item charge.

• For quicker access to your account balances and to keep your funds safe and secure, let First Choice set up your payroll or government check for direct deposit. It will save you trips to the bank and make your life easier.

• After hours, just drop your deposit in the night depository. It will be processed the next business day and you will be mailed a receipt promptly.