Switching banks can be a hassle, so First Choice Community Bank has created the EZ Switch Kit to help you move our banking relationship to First Choice Community Bank.
In this kit you will find:
1. Five easy steps on Switching to First Choice Community Bank
2. Simple answers to frequently asked questions
3. Form letter to use for switching
4. Helpful organizers
Follow these simple steps to move your banking relationship to First Choice Community Bank.
1. Open a First Choice Community Bank checking account. We will help you decide which account best fits your needs. Open a First Choice Checking account at any location.
2. Stop using your previous checking account. Allow time for outstanding checks and debits to clear usually about 10 days. Destroy your ATM and/or debit card(s), any unused checks and deposit slips.
3. Move your direct deposits. Notify anyone making direct deposits to your previous account of your new First Choice Community Bank information. Enclosed is a direct deposit authorization form to assist you in quickly making this switch.
4. Transfer any automatic payments or debits. Notify anyone deducting automatic payments (mortgage, insurance, gym dues, etc) from your previous account of your new First Choice Community Bank information. Enclosed is an Automatic Payment Form to assist you in quickly making this switch.
5. Close your previous checking account. After all your checks and automatic payments have cleared, close your previous checking account. Enclosed is a form to notify your previous bank of your decision to close your account.
If you have any questions during this process, we are always here to help at 770-505-5100. You may also visit any branch location.
Q: What should I do to have my paycheck deposited electronically into my First Choice Community Bank account?
A: Enclosed is a Direct Deposit Authorization Form that you can complete and sign to authorize the payroll switch. This form should be given to your payroll depositor.
Q: What should I do to have my Social Security payment directly deposited into my First Choice Community Bank checking account?
A: For Social Security direct deposits call the Social Security Administration at 800-772-1213 or go to www.ssa.gov/deposit/howtosign.htm.
Q: What should I do to have payments that are automatically deducted from my old checking account transferred to my new First Choice account?
A: Enclosed is an automatic payment form to have drafts/automatic payments transferred to your First Choice account. Once you have cancelled the draft we can also set up new automatic deductions for you on Online Banking with Bill Pay, so you will have more control over them.
Q: What should I do if I have trouble switching my account?
A: Call a First Choice Community Bank banker at 770-505-5100 if you need help.
Q: Where can I get more Automatic Payment and Direct Deposit Forms?
A: You can print more forms at www.firstchoicecommunitybank.com by selecting EZ Switch or by selecting Resources and Forms/Applications.
Q: How do I close my previous checking account?
A: Enclosed is an Account Closing Form that can be used to notify your previous bank of your closing request.